Carry over NCB from a car policy?

[wugbaspin]

Hello,
I was planning on selling my daily driver (Hyundai i10) and trying to transfer my NCB (20 years) to the California, when I get one.
It seems like often the NCB from a car policy is not always transferrable to a California as it would be a motorhome policy.
I guess the best value/coverage policy for a Cali won't necessarily accept a car NCB. What are people's experiences here?
If I have a better selection of policies by starting a new motorhome NCB, I'd be tempted to keep the tin top (as it costs peanuts to run) and then not use the Cali as a daily driver. Need to work out what's really the best option, but any thoughts appreciated.
Regards Ben

 

[colintfcolintf]

I did exactly that. Car sold, Cali replaced it. Insured through APlan and they accepted my cars NCB.

 

[Sad]

Comfort accepted my NCB from car insurance

 

[Ch1pbutty]

Transferred mine without any issue

But can only have it on one vehicle

 

[sidepod]

Two quotes this week with zero NCB (keeping existing van). Both said NCB makes zero price difference.

 

[vmaxkiddy]

Hello,
I was planning on selling my daily driver (Hyundai i10) and trying to transfer my NCB (20 years) to the California, when I get one.
It seems like often the NCB from a car policy is not always transferrable to a California as it would be a motorhome policy.
I guess the best value/coverage policy for a Cali won't necessarily accept a car NCB. What are people's experiences here?
If I have a better selection of policies by starting a new motorhome NCB, I'd be tempted to keep the tin top (as it costs peanuts to run) and then not use the Cali as a daily driver. Need to work out what's really the best option, but any thoughts appreciated.
Regards Ben

Comfort NCB policy

https://www.comfort-insurance.co.uk/wp-content/uploads/No-Claims-Bonus-Policy.pdf

 

[Agnes_Cali]

Admiral insures Cali as a car, so can accept NCB. However even with out, price was very reasonable.

 

[Ch1pbutty]

Two quotes this week with zero NCB (keeping existing van). Both said NCB makes zero price difference.

What were the rough premiums?

 

[sidepod]

£436 and £565 (inc tracker)

 

[sidepod]

First was Comfort second was JustKampers

I also question parking ie Drive/car port/garage etc as I can do all/any. Again, made zero price difference.

 

[Jay586]

Comfort have been great and accepted our NCB.

 

[The Little Red Cali]

LV accepted with no problems. No tracker needed.

 

[wugbaspin]

For info: I phoned around a few places. I decided it would be best to start a new NCB and keep the daily driver. Best quotation so far from Comfort at £513 for 10k, parking on drive etc. Lots of quotations which were a lot more than this.

I see quite a few people paying sub £400, which I have not come close to yet, but even at the above price, I would not complain. Safeguard were able to get down to £630, AIB were over £1k!

Comfort do have a fair number of restrictions (like the 48 hour rule), but if you can live with that, they seem good.

 

[2into1]

Even if you can transfer your car ncb to a Cali policy, don't assume it will go the other way if you sell the Cali and want your ncb on a car. I got caught out here and posted about it.