That's a depressing post.
I have been a pro photographer for 50 years and in all that time I have practised what we in the trade call 'self insure'.
ie rather than pay some insurance company grossly inflated premiums to cover professional usage, we set money aside each year to cover the eventuality of a loss.
In 50 years I have had two losses due to theft: one was on the floor of the Stock Exchange, when they had a trading floor !, put a lens on a table whilst swopping to a wide angle, 2 mins, and it just vanished into the air.(who'd a thought there were criminals in the City of London
)
The latest theft was more brutal and although my gear was hidden below the parcel shelf of my (scruffy) Audi, I lost the lot.
It has concentrated my thinking somewhat and induced an awareness that there are some awful scrotes out there waiting to get their fingers on anything that's not bolted down.
Depressing though that is.
During my years covering stories throughout the world in some fairly unsavoury locations I have never felt quite so vulnerable to theft. My new Cali with a '69 plate shouts "money" and will attract all sorts of the wrong attention.
Think I may just pack my shotgun and shoot people on sight if they come too close