Declaring MOD’s on Insurance and refusal

I’ve gone to renew my insurance and declared a couple of modifications ie. a front splitter and side bars and my insurance company refused to insure me with the modifications on.

Has anybody else had this trouble and could anybody recommend an insurance company which allow modifications like these?

This is what you get for being honest

Great - who are/were you with?

Meoncoast said:

Great - who are/were you with?

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Safeguard. They were put on the van last night but my husband removed them as soon as I put the phone down from them today (luckily he was at home). I honestly didn’t think they would be problem.

We are living in a computer says world.

I did an online comparsion and declared my modified suspension. Not interested. One of the reasons why I stayed with CCC for so long, as I went through all this and they were happy that I was covered.

Declared my modified suspension to Comfort and they nearly passed out....min 15% increase and we want to see photographs on each corner, it was like a Harry and Paul comedy sketch........

NFU we're happy to cover my shed load of mods

Im with Admiral, and declared all my mods, e.g. upgraded LED headlights and tail lights (the light units not just bulbs) front splitter, and they werent interested in them, said it would all be covered (I assume because they didnt have a drop down option for them?)
I also declared the solar panels and towbar, but because its insured as a campervan, thats all covered under the campervan classification.
I tried a quote with Howden Modified Van specialists, declaring everything, but my current insurer Admiral was still cheaper so stayed with them.

Arian Flux seems the best for the real non standard stuff like Q plated vehicles, Kit Cars, and the like. Personally if the bars were from VW or look like the ones VW supply and tell them that they are VW accessories!

Calincolnshire said:

I’ve gone to renew my insurance and declared a couple of modifications ie. a front splitter and side bars and my insurance company refused to insure me.

Has anybody else had this trouble and could anybody recommend an insurance company which allow modifications like these?

This is what you get for being honest

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Does that then require you to tick the 'yes' box when asked the 'Have you ever been refused cover?' box on insurance questionnaires?
Usually ticking that box eliminates 90% of your potential options.

Lee.Van.Cleef said:

Does that then require you to tick the 'yes' box when asked the 'Have you ever been refused cover?' box on insurance questionnaires?
Usually ticking that box eliminates 90% of your potential options.

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It's "unable to provide a quote" otherwise virtually everybody would have to tick that - just try a comparison site and see how many companies won't provide a quote because you don't fit their algorithm.