DM
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Admiral refused to quote me for a T6 Ocean today because the value is too high. Has anyone else come across that?
1. What do they mean by standard fittings? Factory fitted or Dealer fitted.Thanks for the heads up on the bike rack. I have just insured with admiral, they confirmed all standard fittings are covered and that contents are covered up to £500.
I'm really sorry to hear you had such a tough time with Admiral. They have just quoted me £100 less than Comfort who are in turn £100 less than anybody else. So I am seriously considering them. I have multi-car policy for my other cars. Did you have any problems getting them to accept the general liability for the vehicle or was it the accessories that you had problems with. I acknowledge that £500 is very low for contents but I also have £1,500 cover on my household policy. Not sure whether that means I have £2,000 or the two insurance companies share the £1,500!!I went with Admiral in May as an existing customer and took multi car policy as cheapest. Worse decision of my life!
We have had the worst 2 weeks of fighting with Admiral after the theft of our Cali in October (I'm the Burton theft).
Admiral will pay market value for the van and standard factory accessories. If you add anything like dealer fitted items like we did (bike rack for example), then get separate cover as a modification. Admiral wont cover these. I fought hard and they eventually upped market value as I had said at time they were there but Admiral had not disclosed them in the Policy
Admiral only cover £500 for anything else so empty your van. Luckily my home insurance covered a lot of household contents as theft from garden but not the specific campervan related items like Cali topper / gas bottle as home insurance say this is car related.
If you have VW GAP insurance they will then shaft you as the market value payout for the van including accessories from the insurer is then taken againt the net invoice price excluding dealer fitted accessories, so you then loose all value on these items. Recommend you find an alternative GAP insurer than VW
So is losing up to 50KMy point of view is that a couple of hundred pounds is a lot of money to spend if there is little reason to do so. Hence my question, I am trying to understand what additional benefit I will get for the higher premium.
Thanks
Was that with an Admiral Multicar?I'm with Admiral, and they do. But it needs to go to their underwriters.
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