Admiral not mod friendly

[acer]

Sorry if this is getting a bit , but I previously had the feeling that the most used insurer for us Cali forumites was LV. Has there ever been a poll I wonder?

 

[AdamsFamily]

I amazed that the likes of Admiral or even LV are covering these.... my experience was a nightmare last month.
I could quite easily go online to a comparison site and put in my Reg, correct Vehicle shows up (California Campervan) and get loads of hits starting at £38 a month!
However, clicking through some of them decided even after quoting they couldn't/wouldn't cover it.
My current (at the time) Insurer went pretty much all the way through to cover it and failed me when I said I wasn't keeping it in the garage.
Having done a lot of research it seems that these "normal" insurers might cover you, but they won't give you the cover a proper motorhome insurer will.
I even read somewhere of refusal to pay out because despite saying they'll cover it they actually don't.

I tried Motorhome Direct (AKA Howdens) only to find out they use Victor Millwell and Devitts - however, both came back more expensive.
I ended up biting the proverbial bullet and paying double what my old Volvo was costing me and forking out £700 with Caravan and Motorhome Club ( which turns out they use Devitts but cheaper than Howdens) - first time owner I wanted the most comprehensive cover, and out of the out of the 5 or 6 I called they had it.

There's a great Comparison Tool on their website where you can put all reputable Campervan Insurers in and see the immediate difference in cover level.

 

[Agnes_Cali]

I amazed that the likes of Admiral or even LV are covering these.... my experience was a nightmare last month.
I could quite easily go online to a comparison site and put in my Reg, correct Vehicle shows up (California Campervan) and get loads of hits starting at £38 a month!
However, clicking through some of them decided even after quoting they couldn't/wouldn't cover it.
My current (at the time) Insurer went pretty much all the way through to cover it and failed me when I said I wasn't keeping it in the garage.
Having done a lot of research it seems that these "normal" insurers might cover you, but they won't give you the cover a proper motorhome insurer will.
I even read somewhere of refusal to pay out because despite saying they'll cover it they actually don't.

I confirmed with Admiral, that all factory fitted hardware is covered, so camping bit is covered and for campervan, there's higher possession cover of £500. I do not tend to leave valuables in a car and if I leave them, they are covered by my home insurance.

As mentioned earlier, using Cali as a daily, disqualifies you from most specialist insurers.

 

[AdamsFamily]

I confirmed with Admiral, that all factory fitted hardware is covered, so camping bit is covered and for campervan, there's higher possession cover of £500. I do not tend to leave valuables in a car and if I leave them, they are covered by my home insurance.

As mentioned earlier, using Cali as a daily, disqualifies you from most specialist insurers.

I think being our first Camper I just wanted peace of mind, and having had a couple of knock backs from "car" Insurers I figured I get the best I could afford this year!
Interesting what you say about the Cali as a daily commute - ours is, although only on 8000 miles a year which is maybe why they were pricing us out on it.

 

[Agnes_Cali]

I declared 10K miles pa, but I'm sure I will exceed it and will have to add extra miles. I'm at 6000 miles after 4 months from collection.

 

[Kev56]

As asked earlier in this thread. Does having solar panels have to be declared to your insurer?

 

[acer]

As asked earlier in this thread. Does having solar panels have to be declared to your insurer?

Some have said on this thread that they had declared that they had solar panels fitted but that it made no difference to their premium.