Admiral not mod friendly

[acer]

Sorry if this is getting a bit , but I previously had the feeling that the most used insurer for us Cali forumites was LV. Has there ever been a poll I wonder?

 

[AdamsFamily]

I amazed that the likes of Admiral or even LV are covering these.... my experience was a nightmare last month.
I could quite easily go online to a comparison site and put in my Reg, correct Vehicle shows up (California Campervan) and get loads of hits starting at £38 a month!
However, clicking through some of them decided even after quoting they couldn't/wouldn't cover it.
My current (at the time) Insurer went pretty much all the way through to cover it and failed me when I said I wasn't keeping it in the garage.
Having done a lot of research it seems that these "normal" insurers might cover you, but they won't give you the cover a proper motorhome insurer will.
I even read somewhere of refusal to pay out because despite saying they'll cover it they actually don't.

I tried Motorhome Direct (AKA Howdens) only to find out they use Victor Millwell and Devitts - however, both came back more expensive.
I ended up biting the proverbial bullet and paying double what my old Volvo was costing me and forking out £700 with Caravan and Motorhome Club ( which turns out they use Devitts but cheaper than Howdens) - first time owner I wanted the most comprehensive cover, and out of the out of the 5 or 6 I called they had it.

There's a great Comparison Tool on their website where you can put all reputable Campervan Insurers in and see the immediate difference in cover level.

 

[Agnes_Cali]

I amazed that the likes of Admiral or even LV are covering these.... my experience was a nightmare last month.
I could quite easily go online to a comparison site and put in my Reg, correct Vehicle shows up (California Campervan) and get loads of hits starting at £38 a month!
However, clicking through some of them decided even after quoting they couldn't/wouldn't cover it.
My current (at the time) Insurer went pretty much all the way through to cover it and failed me when I said I wasn't keeping it in the garage.
Having done a lot of research it seems that these "normal" insurers might cover you, but they won't give you the cover a proper motorhome insurer will.
I even read somewhere of refusal to pay out because despite saying they'll cover it they actually don't.

I confirmed with Admiral, that all factory fitted hardware is covered, so camping bit is covered and for campervan, there's higher possession cover of £500. I do not tend to leave valuables in a car and if I leave them, they are covered by my home insurance.

As mentioned earlier, using Cali as a daily, disqualifies you from most specialist insurers.

 

[AdamsFamily]

I confirmed with Admiral, that all factory fitted hardware is covered, so camping bit is covered and for campervan, there's higher possession cover of £500. I do not tend to leave valuables in a car and if I leave them, they are covered by my home insurance.

As mentioned earlier, using Cali as a daily, disqualifies you from most specialist insurers.

I think being our first Camper I just wanted peace of mind, and having had a couple of knock backs from "car" Insurers I figured I get the best I could afford this year!
Interesting what you say about the Cali as a daily commute - ours is, although only on 8000 miles a year which is maybe why they were pricing us out on it.

 

[Agnes_Cali]

I declared 10K miles pa, but I'm sure I will exceed it and will have to add extra miles. I'm at 6000 miles after 4 months from collection.