COMFORT INSURANCE - NO DISCOUNT?

[Andy]

Yes their 36 hour rule has lost them quite a lot of business.

 

[KernowLad]

As we're selling ours shortly, I've just reduced the mileage to the minimum - annual premium a notch over £200 - my god that's cheap!! :lol:

 

[reserves]

Comfort won't insure ours as the Cali is in a *secure* private underground car park 100m from my house, they would rather it was outside on a driveway....

 

[KernowLad]

Comfort won't insure ours as the Cali is in a *secure* private underground car park 100m from my house, they would rather it was outside on a driveway....

Eh?!

 

[reserves]

Comfort won't insure ours as the Cali is in a *secure* private underground car park 100m from my house, they would rather it was outside on a driveway....

Eh?!

We don't have a driveway, but they won't insure us unless we can find / rent a driveway, for some reason they don't like the fact it's in a secure carpark with card entry and CCTV...

 

[Meoncoast]

Spoke to Comfort re this and they confirmed if I was away from my van for more than a day and a half it would not be insured unless in a the van was parked in a "secure" car park. So for example, if I was in the alps and wanted to do a 2 day hike with a stay in the mountains I would have to find a "secure" car park as defined in the policy to be covered.

In the end I went with Swinton / Safeguard, only £20 more.

So if you left it on your own drive and went away on holiday you would not be insured

 

[sbmcd]

Spoke to Comfort re this and they confirmed if I was away from my van for more than a day and a half it would not be insured unless in a the van was parked in a "secure" car park. So for example, if I was in the alps and wanted to do a 2 day hike with a stay in the mountains I would have to find a "secure" car park as defined in the policy to be covered.

In the end I went with Swinton / Safeguard, only £20 more.

So if you left it on your own drive and went away on holiday you would not be insured

No, this only applies if you are in Europe on holiday.

 

[larrylamb]

Just got my quote from Comfort, £257 for my wife and I, really good i thought. The 36 hour rule won't affect us, you get 2 years or 12k miles new for old van cover, £1000 personal effects/accessories cover, very reasonable £200 excess, 90 days eu trip cover and was told my nc bonus will accrue as it is the only vehicle i insure in my name. This is based on 8k miles p.a. Very nice to deal with too.

 

[acer]

Just got my quote from Comfort, £257 for my wife and I, really good i thought. The 36 hour rule won't affect us, you get 2 years or 12k miles new for old van cover, £1000 personal effects/accessories cover, very reasonable £200 excess, 90 days eu trip cover and was told my nc bonus will accrue as it is the only vehicle i insure in my name. This is based on 8k miles p.a. Very nice to deal with too.

"New for old van cover?" Is that GAP insurance? Apologies for my ignorance.

 

[larrylamb]

It means up to 12k miles or 2 years old in the event of a write off, the van will be replaced with a brand new one to the same spec. I insured mine yesterday and updated the post above as i went with a slightly different policy with some better cover for the same money, the only thing i "lost" switching policy was the right to buy the salvage vehicle for spares/repair but as i would be getting a new cali in the event of a write off this doesn't matter. They were very helpful.

 

[larrylamb]

Sorry my update was in the Insurance for a newcomer thread yesterday

 

[rich-s]

It means up to 12k miles or 2 years old in the event of a write off, the van will be replaced with a brand new one to the same spec. I insured mine yesterday and updated the post above as i went with a slightly different policy with some better cover for the same money, the only thing i "lost" switching policy was the right to buy the salvage vehicle for spares/repair but as i would be getting a new cali in the event of a write off this doesn't matter. They were very helpful.

As the T5 Cali is no longer available to order after this week, there is a potential issue with this type of policy. I know someone who wrote off a nearly new Discovery 2, just as the Disco 3 came out. Insurer would only cover the original value of the '2'. Cost him just shy of £10k top up to get the equivalent HSE '3'.