Value for insurance renewal...

Pyabies · May 9, 2014

We insure with Comfort and I just wanted to check our cover level. The first year we had our Cali (2010) we insured it for what we paid (£25k) then the next year realised that this was a little under value (whoops) anyway we increased value of cover from 2nd year.
My question is what value guide do Comfort follow? Has anyone been unfortunate enough to have a total loss claim to find out??
Cheers,
Helen x

Pyabies · May 9, 2014

Meant to say our Cali is 2006 2.5 auto SE (I think) with nearly all options included, leather, air, electrics all round, cruise, heated seats, drive assist, awning, bike rack, blackout tint etc...

Andy · May 9, 2014

Market value is normal. Just have to argue in event of write off

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calikev · May 9, 2014

I agree with Andy insurance company's are only going to give you book price.i always take lots of photo's and if the unfortunate happened I would look at simular vans for sale and argue a fair
Settlement based on the condition of My van at the time

Pyabies · May 9, 2014

Great, thanks guys

so any ideas what a 2006 full spec 35k miles Cali is worth today? No pressure!

Freeley · May 10, 2014

I'm no expert but I'd have thought it would near 25k now if you paid that in 2010 then you got yourself a bargain!

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Maud · May 10, 2014

Sorry to go off topic, but I wish I could get one now for £25k That must have been some bargain in 2010 :mrgreen:

Pyabies · May 10, 2014

As daft as it sounds we didn't realise how much of a bargain until renewing insurance a year later! It was advertised at £30k but our budget was £25k in an initial email the owner counter offered £27.5k but we genuinely had an upper limit so left it there. A few weeks later I emailed to see if still for sale, the lady called me and after a chat out of the blue she said she liked the sound us and liked that the van was coming to a family with young kids and agreed the £25k tag!! It was previously used by them to motor down to Barcelona where they had a boat but had never camped in it as such. It wasn't immaculate as such but yes a definite bargain.
I hope you have good luck as we did x