Started off trying to get quotes to insure my 2 cars, both starting cover in April 19, Admiral quoted £260, which was as saving of £70 over my existing cover with LV. I rang to clarify an issue with NCB and was asked if I had any other vehicles that I might want included on a multiycar deal ...... the bottom line, they will add the Cali to the policy from its renewal date in December for a total of £270 for the cars and the Cali! £10 for 5 months cover for the Cali! Obviously an introductory offer which I fully expect to shoot up when I renew in April.
I questioned, in some depth, whether the insurance covers the habitation areas and equipment and was assured it was covered. Now trying to get this confirmed in writing before coughing up!
Interestingly found this on their website, which suggests that they do cover the Cali ...
What type of insurance do I need for my campervan or motorhome? - Admiral.com
Thinking about purchasing a campervan or motorhome? Admiral gives you the low-down
If you like the idea of just packing up and taking off your next holiday, road trip or summer festival, check out our guide to find the right vehicle for you and how best to insure it.
What’s the difference between a campervan and motorhome?
Broadly speaking, a
campervan is considered to be a self-contained travelling home, generally with no divide between the cab and the living quarters. A motorhome tends to feature an interior divide, and is built on a truck or bus chassis.
Additionally, campervans can be split into two further categories:
Standard campers contain fixtures and fittings which are built-in from manufacture and are part of the vehicle’s standard specification.
Camper conversions are typically a conversion of a van, either by a DIY build or a professional conversion built by specialists such as Danbury or Wellhouse.
A motorhome, however, is purpose-built and is a motorhome from first registration; they're coach-built using a conventional chassis cab as a base.
At Admiral, we identify the type of vehicle based on the registration number, and can therefore determine whether the vehicle is classed as a car or a van. It’s from this you’re then able to find the right type of policy for your vehicle – this may be
MultiCar or
Van Insurance.
What type of insurance do I need for my campervan or motorhome?
Admiral's five star-rated (Defaqto) Van Insurance covers all types of vans - small and transit up to 3.5 tonnes, and offers:
- New vehicle replacement
- Windscreen repair
- Sat-Nav cover
- Courtesy van
MultiCar Insurance covers all the cars in your household on one policy- it's flexible and, as long as all the cars belong to immediate family members, you don't even have to be registered at the same address to start your policy.
At the moment, you can't mix vehicle types, such as a car and a van, on the same policy.
• You can have cars and standard campers on the same policy
• You can have vans and camper conversions and motor homes on the same policy
• You cannot have vans and standard campers on the same policy
• You cannot have cars and camper conversions or motor homes on the same policy
Which camper should I buy?
We have found three great campers which we’re sure you’ll love, with examples of a standard camper, a camper conversion and a motorhome.
1) Volkswagen California Beach
Type: Standard Camper
Price: Start from £38,214
Features: Heated seats, two double beds, climatic semi-automatic air conditioning, body-coloured pop-up aluminium roof, high-gloss black grille with chrome trim
Admiral insurance type: Car insurance
The contemporary equivalent of the retro T2. The California Beach can come with either four or five seats as standard, with extra chairs available upon request. It doesn’t offer a kitchen, like its more pricy California Ocean counterpart, but cooking outdoors could allow consumers to save some money while also embracing the full camping experience.
Product manager for Volkswagen, Alice Halliwell, said: “The California is Volkswagen’s original, full factory-designed and produced campervan; compact and convenient enough to be used as an everyday vehicle, yet easily turns into a home-from-home for days out, weekend escapes or longer adventures.”
