Insurance

[Jimboy]

Insurance who are you guys looking at these days

 

[dspuk]

A zillion posts on this. Assuming search now fixed. Essentially there are so many variables from location to age to history your search with be different to everyone else’s. Main thing to be careful of is make sure it’s being insured as a camper and not as a transporter. Many don’t know the difference.

 

[Homesteader]

Insurance who are you guys looking at these days

I’m insured with Caravan Gaurd cheapest by far

 

[KevH]

I’m insured with Caravan Gaurd cheapest by far

Exactly the point made above by @dspuk.
Caravan Guard were, this time, best for me too, but they haven’t always been and probably won’t be again.
You gotta phone around to secure best quote.

 

[NeillyG]

Adrian flux was best for me. Also they didn’t ramp it up ridiculously this year unlike my car and house insurance.

 

[SusiBus]

Just gone through the tiresome process of getting insurance quotes, and the following are the quotes I got for a 79 year old, clean licence etc, living in Watford.

CAMC £1395 tracker required. LV £960 no tracker. NFU £742, no tracker but wanted Thatcham Cat 2 alarm, told them that a California had a thatcham Cat 1 alarm which I thought was better, but they wanted A Thatcham Cat 2, so gave up. Caravan Guard £934. Comfort £772, tracker required. Safe Guard didn't answer the phone for 25 minutes, gave up.

Trackers seem to be required for vehicles over £75,000 list price, not what you paid.

Went with Comfort who we've used before because they always seem to know what they are talking about.

 

[AndrewCook680]

Just gone through the tiresome process of getting insurance quotes, and the following are the quotes I got for a 79 year old, clean licence etc, living in Watford.

CAMC £1395 tracker required. LV £960 no tracker. NFU £742, no tracker but wanted Thatcham Cat 2 alarm, told them that a California had a thatcham Cat 1 alarm which I thought was better, but they wanted A Thatcham Cat 2, so gave up. Caravan Guard £934. Comfort £772, tracker required. Safe Guard didn't answer the phone for 25 minutes, gave up.

Trackers seem to be required for vehicles over £75,000 list price, not what you paid.

Went with Comfort who we've used before because they always seem to know what they are talking about.

i went through same with NFU about cat 1vs cat 2, eventually got info in writing from Thatcham that cat 1 exceeds cat 2 requirements and they accepted it

 

[Perfectos]

i went through same with NFU about cat 1vs cat 2, eventually got info in writing from Thatcham that cat 1 exceeds cat 2 requirements and they accepted it

Can you post a screen shot or copy of the info from Thatcham pls

it may assist others in the same predicament

 

[AndrewCook680]

Can you post a screen shot or copy of the info from Thatcham pls

it may assist others in the same predicament

Here you are

 

[Perfectos]

Thank you

 

[Mase]

When insuring through your standard insurance companies via GoCompare, Compare the Market etc, will those quotes only likely insure it as a van - not the camping equipment?

 

[secret lemonade drinker]

The V5 will list it as a motorcaravan and it should be insured as such, many of your standard insurance companies will decline to quote when the DVLA database flags, from the registration, that it is a motorcaravan. The anomaly is the Beach, which can be insured as a car if it doesn't have cooking facilities installed during manufacture. Our Beach, a T6 7 seater was insured with Admiral as a car for most of our ownership.