Czmitche
Reviving this thread because we find ourselves in the position that if we want to insure our new Ocean we have the choice of fitting a Thatcham recognised tracker or not protecting our 9 years no claims bonus and also paying £80 more a year for cover.
The downside is that Thatcham recognised trackers cost a lot more than the many competent devices on the market from amazon (rewire nano for instance) or from the club - Back2You and also have a subscription cost. But it looks like we have to go down the thatcham route so sharing my research.
Thatcham Cat S7 (replaces both Cat 6 and 7) - lowest level of security and is based on a track and retrieve approach - based on the solution offered you may get some early warning functions - attempt to tow, battery tampering and attempt to jam. The Tracker Monitor solution is available (if you search) for £370 for purchase, install and 1st year subscription. This uses a VHF signal which all 52 police forces can track and which cannot be easily jammed unlike GPS. The downside is that this is a retrieve after theft approach. Another 'deal' I found was for Tracker Vantage (GPS) all in for 3 years at approx £500.
Thatcham Cat S5 - brings in driver identification. Unless you have a special card - which cannot be cloned - than the car will not start. Any S5 solution will have all the bells and whistles of S7 - the big step up is the driver ID. l. All this is about £500 for initial purchase, install and 1st year subscription. Vodafone Protect and Connect S5 VTS is £543 from a VW dealer whereas Tracker S5 works out more expensive but includes VHF technology in its solution. Back2You offer a Cat s5 tracker for £500 including 1st year subscription.
Subscriptions are £130 to £150 a year regardless of which solution you go for. This is probably where they make their money because 99.9% of cars will not be stolen or need to monitored.
The threshold for the tracker stipulation on our insurance is a value of £50,000 or more so we can review the use of a tracker in two years time. Looks like we need to bite the bullet in the near term.
The downside is that Thatcham recognised trackers cost a lot more than the many competent devices on the market from amazon (rewire nano for instance) or from the club - Back2You and also have a subscription cost. But it looks like we have to go down the thatcham route so sharing my research.
Thatcham Cat S7 (replaces both Cat 6 and 7) - lowest level of security and is based on a track and retrieve approach - based on the solution offered you may get some early warning functions - attempt to tow, battery tampering and attempt to jam. The Tracker Monitor solution is available (if you search) for £370 for purchase, install and 1st year subscription. This uses a VHF signal which all 52 police forces can track and which cannot be easily jammed unlike GPS. The downside is that this is a retrieve after theft approach. Another 'deal' I found was for Tracker Vantage (GPS) all in for 3 years at approx £500.
Thatcham Cat S5 - brings in driver identification. Unless you have a special card - which cannot be cloned - than the car will not start. Any S5 solution will have all the bells and whistles of S7 - the big step up is the driver ID. l. All this is about £500 for initial purchase, install and 1st year subscription. Vodafone Protect and Connect S5 VTS is £543 from a VW dealer whereas Tracker S5 works out more expensive but includes VHF technology in its solution. Back2You offer a Cat s5 tracker for £500 including 1st year subscription.
Subscriptions are £130 to £150 a year regardless of which solution you go for. This is probably where they make their money because 99.9% of cars will not be stolen or need to monitored.
The threshold for the tracker stipulation on our insurance is a value of £50,000 or more so we can review the use of a tracker in two years time. Looks like we need to bite the bullet in the near term.
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