Safeguard Insurance

[glen]

Hi. Don’t know if anyone else had the same response as I did. Spoke to a lovely lady yesterday about a quote on a new California ocean. Two things I would like some help with. First was what make of alarm is fitted to the vehicle, seconds considering the price she said they would insist on a tracking device to be fitted. I’ve seen them on eBay. What’s your thoughts I’m hoping VW might be able to fit a quality one ? Thanks Glen

 

[Wongo]

I’m with Safeguard, I live in a high risk area, I asked about a tracker , guy said makes a £1.00 difference, all we require is the VW (Thstcham Approved) factory fitted alarm & immobiliser (0n 62K value Ocean)
Surely insurers should be:
1. Be aware of their OWN requirements fully
2. Perhaps publish a table along the lines of postcodes a-h need this postcodes l-z that along with what values of vehicles.
They’re all appear same, everytime you call the quote or questions differ.

P.S. VW dealer fitted Vodafone (formerly Cobra Trak Plus) tracker which I find easy to use and you can ‘geofence’.

 

[glen]

I’m with Safeguard, I live in a high risk area, I asked about a tracker , guy said makes a £1.00 difference, all we require is the VW (Thstcham Approved) factory fitted alarm & immobiliser (0n 62K value Ocean)
Surely insurers should be:
1. Be aware of their OWN requirements fully
2. Perhaps publish a table along the lines of postcodes a-h need this postcodes l-z that along with what values of vehicles.
They’re all appear same, everytime you call the quote or questions differ.

P.S. VW dealer fitted Vodafone (formerly Cobra Trak Plus) tracker which I find easy to use and you can ‘geofence’.

Thanks wongo for your reply. I will certainly take on board your thoughts. They came back with a quote of £461-70. Still have a few mounts before I decide. I will have a word with VW about the tracker.

 

[WelshGas]

Thanks wongo for your reply. I will certainly take on board your thoughts. They came back with a quote of £461-70. Still have a few mounts before I decide. I will have a word with VW about the tracker.

My quote from Caravan & Motorhome Club was less than that, for 20,000 Miles/year. They knew all about the California and its alarm system. No Tracker requirement and you get New for Old for the first 2 Years so no need for GAP insurance if the vehicle is written off. Also I had experience of a Right Off claim on a brand new 7 berth caravan with them which I couldn’t fault.

 

[glen]

My quote from Caravan & Motorhome Club was less than that, for 20,000 Miles/year. They knew all about the California and its alarm system. No Tracker requirement and you get New for Old for the first 2 Years so no need for GAP insurance if the vehicle is written off. Also I had experience of a Right Off claim on a brand new 7 berth caravan with them which I couldn’t fault.

Hi Welsh Gas,

My quote from Caravan & Motorhome Club was less than that, for 20,000 Miles/year. They knew all about the California and its alarm system. No Tracker requirement and you get New for Old for the first 2 Years so no need for GAP insurance if the vehicle is written off. Also I had experience of a Right Off claim on a brand new 7 berth caravan with them which I couldn’t fault.

Hi Welch Gas, it’s all a bit of a mine field out there. I’ve got time to do a bit digging about and see what comes out. I hate to fork out good money to see someone paying less. Hopefully I’ll get a good deal. Thanks again

 

[GrannyJen]

@glen I'm with Comfort. No requirement for a tracker and about £120 cheaper than you have been quoted for "commercial use" ...... that is unlimited mileage, anything above 10,000 miles.

 

[glen]

@glen I'm with Comfort. No requirement for a tracker and about £120 cheaper than you have been quoted for "commercial use" ...... that is unlimited mileage, anything above 10,000 miles.

Hi Granny Jen, As I said in other post i have time to look round for other quotes. Hope Im not doing anything wrong putting this copy of a quote. Glen

Thank you for requesting a motorcaravan insurance quotation from Safeguard, a division of Swinton. Based on the information you provided, we are pleased to give you an indication of price, as follows:


· Amount Payable*: £461.70 including our £20 service charge with £250 excess


· Comprehensive Insurance

· AA Breakdown cover UK & EU Recovery (if vehicle under 20 years of age) – Home start, Roadside Assistance and Repatriation

· Drivers Legal protection cover – Up to 100k

· 365 DAYS EU Cover

· Unlimited Mileage in the UK and EU

· Windscreen cover (all windows excess £100)

· Personal Belongings and Contents (up to £3000 for personal belongings up to £500 per item / T&C’s Apply)

 

[Jason wallace]

Does the new van not come with Roadside Assistance free?

 

[Meoncoast]

Does the new van not come with Roadside Assistance free?

yes

 

[Martin]

Safeguard give you roadside assistance and home start as standard with all policies. Not much use on new Cali's but good value once you are 3 years onwards.

 

[Wongo]

Yep no opt out for breakdown, wonder if they let you use it on another vehicle if your covered by VW?

 

[paradise city]

you get New for Old for the first 2 Years so no need for GAP insurance if the vehicle is written off.

I like the sound of this, just got quoted £399 for Gap insurance from VW.

Sent from my CLT-L09 using Tapatalk

 

[T6 CFO]

Safeguard give you roadside assistance and home start as standard with all policies. Not much use on new Cali's but good value once you are 3 years onwards.

Certainly is. Switched to Safeguard last year and didn’t realise, probably as I was already covered by VW.

As my Cali is hitting 3 years I called up VW Assist to renew and they informed me I was already covered by Safeguard.

Result!


Mike