Just consider yourself very fortunate - not everyone may have been, through their life's choices or the hand they are dealt, in such a privileged position as yourself. Everyone has different circumstances and if there are other options that work for them, surely that's a good thing. I don't think anybody pays interest out of choice , but sometimes it may be necessary and shouldn't be judged.
Thats not the way I'm reading some of the responses. Its a calculated risk taken onboard. Sometimes unavoidable eg to get a mortgage but often discretionary, like to get a brand new Cali when a cheaper early model could be purchased. All personal choices of course and no judgements being made here.
Due to the Cali residuals, quite often even older models are out of reach for many. For us to get a decent finance deal, we actually had to go newer (but we didn't go new - been burned once before there). Did we have to go that new? To get a Cali, yes. Alternatively, we could have just not gotten one. But then our kids wouldn't be having the fantastic experiences they've been having. And that's absolutely worth the interest cost.
Did VW doing something similar for previous new model changeovers. I think this is VW acknowledging themselves that the era of the utilitarian Transporter based California is about to end, leaving only car based platforms to carry the flag. Would love to know how the MV California orders are stacking up.
A fair few assumptions there.
I have a 4 Motion and the only time we needed it, it didn't work. We had to flag down a passing farmer who went home to get a tow rope. We had the Haldex box/whatever serviced bu now we also carry a tow rope, and sand mats.
The VW Transporter 4Motion system is ALWAYS engaged and working but with the wrong tyres no better than 2wd in mud.
Think a diff lock is a must if buying 4MO. When the cost of speccing 204 PS/4 MO is £7k upspend vs FWD, daft to penny pinch and not spec diff lock.
All depends where you plan to go. Sure for real off-roading over boulders or extreme elevations I can see the advantage. For places I'd be willing to drive my Cali its an expensive component when it goes wrong and likely rarely if ever used, adding unnecessary weight. YMMV.
For real off roading I would only use a real off roader
Exactly, making the diff lock unnecessary. Regular 4Mo with appropriate wheels/tyres (reduce tyre pressure if losing grip) and it's going to be good 99.5% of the time.For real off roading I would only use a real off roader
It’s the sub 1% moment when the parsimony may be regretted!
I totally agree, there's also the point that if you don't save quick enough the price rises each year increase by more than the value of the savings pot.
If it's worth more than the amount owed less the rebate for settling early ( there's no penalty) you flog the van pay off the finance with the some of the proceeds & keep the rest. No black mark on credit file.
Go Back to Post nos#30 - It Didn't happen, after all that
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