apreading
VIP Member
Definitely need to tell insurance though. I asked mine on the phone and they said to put the half wrap down as temporary vinyl exterior decoration or something like that and had no effect on premium. Different insurance companies would do things in different ways though. From their perspective, a repair is now more expensive if they have to both paint it and re-wrap it. And unlike paint which can be blended into the nearest panels to get a colour match, you cant do this with vinyl - so worst case might need to reapply the entire wrap.