T
testpilottimmy
VIP Member
Would they be covered by motor home insurance? I would be surprised if they were.I can say from experience that our 3 bikes mounted on a bike rack were worth a lot more that £1000 when someone drove into the back of me last year and wrecked them. Thankfully, the cost was eventually recovered from the other driver (although it took over a year). But it certainly made me think again about my levels of cover.
The bikes might also have been covered by my home insurance too but in that situation it was more than enough hassle managing one insurance claim and then facing the premium hike so I wouldn’t want to have to make two separate claims following an accident and then end up paying higher premiums on two policies.