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New t6 150 auto

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davefaedeen

Messages
10
Location
Aberdeen
Vehicle
Looking to buy
Evening all we have just put a deposit down on a new pre reg t6 150 dsg, but am having second thoughts....

Deal as follows let me know what you think

48k 14.5k deposit £290 pm for 4 years ballon 27k

should I wait for the t6.1?... the deal in my eyes seems to good to be true..... am I missing something?

any help greatly appreciated

It’s an ocean missed this from original post.
 
Bill R

Bill R

VIP Member
Messages
319
Location
Nuneaton
Vehicle
T6 Ocean 150
Depending on extras the final price can vary a lot so it’s difficult to comment on how great a deal it is BUT there are some great deals on Pre Reg T6 models because they want rid, purely because it’s now the “old model”
But it’s a great model and I believe the 6.1 is not drastically different.
at 48k my guess is you have a great deal
 
2into1

2into1

Née T4WFA. Now running 2006 LHD T5 SE 130 Manual
Lifetime VIP Member
Messages
3,186
Location
Glossop
Vehicle
T5 SE 130
Looks a good deal (well the 48k bit) but hard to tell without knowing spec and colour, but under 50k for a 'new' Ocean with a DSG box looks very competitive vs prices 6 months ago and many of the used offers.

I noticed earlier loads of 6 month old 6k miles Beaches with 150 DSGs have landed on autotrader at £37k, which is good too.
 
Meoncoast

Meoncoast

an Ocean by the Sea
Top Poster
VIP Member
Lifetime VIP Member
Messages
3,971
Location
Moorgreen
Vehicle
T6 Ocean 150
When I look at the price of a new vehicle I work out the true cost over the period. ie deposit + monthly payment +(in your case the balloon)
 
Soton Campers

Soton Campers

Southampton Campers
VIP Member
Trade Advertiser
Messages
171
Location
Southampton
Vehicle
T6 Ocean 150
The 48k is a decent price. But you are paying more because of the PCP. If you are intending to keep the vehicle and pay the balloon, I would look at other ways of financing it if possible.
 
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davefaedeen

Messages
10
Location
Aberdeen
Vehicle
Looking to buy
Afternoon all the spec of the bus is as follows:

I have asked if it has cruise control as standard, just waiting to hear back, if its not can it be retro fitted?

View Vehicle Specification

Colours
05. Interior trim colours
-[HU] Moon Rock/Titanium Black-Moon Rock Gray/Moon Rock

02. Metallic paint
-[1B1B] Mojave Beige Metallic
Product Options
13. Audio and communications
-[9WT] App Connect

13. Audio and communications
[ZI6] Composition Media Radio with 6.33" touch screen
-[8RM] 8 speakers

-[UI4] USB interface (for iPod/Iphone) and AUX-IN jack

-[7Q0] Without navigation system

-[EL0] Without online service

-[I7A] Composition Media Radio with 6.33" touchscreen

33. Windows
-[QL0] Green heat insulating glass in cab with double glazed green privacy glass in thepassenger compartment

15. Driver assistance
-[8T2] Cruise Control

-[7X8] Front and rear parking sensors with rear-view camera

13. Audio and communications
-[UI2] 2 USB interfaces (also for iPod/iPhone),and AUX-IN jack

17. Body and chassis
-[NF1] Awning rail and housing in black

As for the PCP deal, Ideally we would be looking to keep the car for 3years or so then sell it to get back our original investment.
 
2into1

2into1

Née T4WFA. Now running 2006 LHD T5 SE 130 Manual
Lifetime VIP Member
Messages
3,186
Location
Glossop
Vehicle
T5 SE 130
Afternoon all the spec of the bus is as follows:

I have asked if it has cruise control as standard, just waiting to hear back, if its not can it be retro fitted?

View Vehicle Specification

Colours
05. Interior trim colours
-[HU] Moon Rock/Titanium Black-Moon Rock Gray/Moon Rock

02. Metallic paint
-[1B1B] Mojave Beige Metallic
Product Options
13. Audio and communications
-[9WT] App Connect

13. Audio and communications
[ZI6] Composition Media Radio with 6.33" touch screen
-[8RM] 8 speakers

-[UI4] USB interface (for iPod/Iphone) and AUX-IN jack

-[7Q0] Without navigation system

-[EL0] Without online service

-[I7A] Composition Media Radio with 6.33" touchscreen

33. Windows
-[QL0] Green heat insulating glass in cab with double glazed green privacy glass in thepassenger compartment

15. Driver assistance
-[8T2] Cruise Control

-[7X8] Front and rear parking sensors with rear-view camera

13. Audio and communications
-[UI2] 2 USB interfaces (also for iPod/iPhone),and AUX-IN jack

17. Body and chassis
-[NF1] Awning rail and housing in black
That's a sensible spec if you are watching the pennies...which I'd certainly advise. Sensible metallic colour, DSG, App Connect on the larger stereo (no need for sat nav), privacy glass, parking sensors and camera, black awning. Those are all good choices. I think you've done well. I just hope the member who just bought an ex rental from CamperV...youknowwho... got his deal in line with the excellent value out there at the minute.
 
C

Calibus

Messages
59
Location
Milton Keynes
Vehicle
T6 Beach 150
Paid and paying that for an MY18 Beach bought in April last year, so I would say that a good deal.
 
soulstyledevon

soulstyledevon

VIP Member
Messages
2,732
Vehicle
T6 Ocean 204
290x48=13,920
Deposit= 14,500
Balloon= 27,000

Total = £55420
7k of interest...?
Not sure it’s a great deal.
 
soulstyledevon

soulstyledevon

VIP Member
Messages
2,732
Vehicle
T6 Ocean 204
I’ve grown to despise these PCP deals...
Its unfair.
 
blondebier

blondebier

VIP Member
Messages
554
Location
Sussex
Vehicle
T6 Beach 150
I’ve grown to despise these PCP deals...
Its unfair.
PCP is starting to get a rough time in the media and I believe the FCA/PRA are looking at it more closely now. If the affordability assessments become stricter it may be a financial product only available to a select few. Probably the people who need it the least.

Those "dealer contributions" have to come from somewhere. They'll be getting a kick back from the finance company as a commission to cover it.

At the end of the day it's a financial product designed to help people "afford" a vehicle they do not have the cash to buy outright. For a lot of people this is a price worth paying to keep up with the Jones'. Only they can decide whether it's worth it or not.

Personally, I took the finance offer and settled it immediately. It was a bit more discount off an already inflated price.

If PCP wasn't available, my van would have cost me £1000 more than it did.

For some people, PCP is the only way to have a California in their lives.

For the guys that go down the PCP route, a little more interest is probably a price worth paying for a lifetime of memories. I'm sure we'll all agree that there is more to life than money.
 
blondebier

blondebier

VIP Member
Messages
554
Location
Sussex
Vehicle
T6 Beach 150
As for the PCP deal, Ideally we would be looking to keep the car for 3years or so then sell it to get back our original investment.
Looks great davefaedeen.

I can't see you'll ever look back thinking it was a poor decision. Enjoy it.
 
jillyfish

jillyfish

VIP Member
Messages
108
Location
Devon
Vehicle
Looking to buy
Hi
your spec looks really similar to the T6 we had on order in Sept (tho was grey) think it was coming in at 56k after all considered. (the dealer contribution for finance was very similar to that for cash at that time). so this looks very good deal even if you include the interest as mentioned above. Best if you can settle finance asap always and retain the benefits that come with it.
 
andyinluton

andyinluton

VIP Member
Messages
1,590
Vehicle
T5 SE 140
Of those 48 monthly payments of £290 only £135 goes towards repayments - the rest, £155, is interest.

I think it's about 6.25% APR
If the list price goes up by more than 6.25% in a year, its better to buy today on a PCP today than save up & buy later.

Even with the interest added, after 5 years paying off the HP, the total purchase cost for our van is less than you could buy a similar spec new for today. So using a bit of man maths Ive saved money by buying on HP!
 
D

davefaedeen

Messages
10
Location
Aberdeen
Vehicle
Looking to buy
thanks for all the comments guys, its taken a while to save up the deposit and if I could I would take it on HP, but the payments would be a lot higher with similar interest levels leaving less disposable income, I understand that if I keep it for the full term its going to cost a lot but not sure we will. I am only 37 with a young family, and want to get out there and enjoy it,
 
andyinluton

andyinluton

VIP Member
Messages
1,590
Vehicle
T5 SE 140
Could you do HP over a longer term? If you do say a 4 year PCP you’ve still got to presumably refinance the van to pay off the balance.
If the loan market or your circumstances change you may struggle to get that finance.
If you did say a 8 year HP instead of a pcp after 4 years you would owe the same but already have finance in place.
 
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