Apologies Stephen if you thought that. It was in no way directed at you, or anyone in particular, on this forum at least.
Quite the opposite, I think it was quite brave and honest of you to share it and I'm sure many are grateful for that information, including me.
If it was directed at anyone it was at someone sadly no longer with us in this world, someone who would whoop with joy and be almost chest-beating ecstatic if he could shave a few quid off a deal by being circuitous and someone to whom more than once I had to remind that the time, hassle and stress to achieve what he had achieved probably meant that he had just spent a pound to save a shilling
Stephen, again my apologies. It was meant to be slightly tongue in cheek, not to upset anyone, especially someone who had brought something so important to the forum.