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There have been a few cases of cheap quotes from LV and it materialised that the policy was for a car/van not a Campervan/Motorhome . Yes, New for Old if you were involved in a vehicle accident but not for “ Camping “ accidents.Care to share who has been “caught out in the past” ?
Hi ,I use comfort insurance. Been great. Approx £500 per year. Worth a try.Just had another long chat with Admiral about insurance for the new Ocean we're picking up this week. After a LOT of toing and froing about whether it's a van or a car or just what the hell it is I managed to get them to swap my outgoing car for the Cali, and add back the outgoing car temporarily while I shift it, and actually ended up with a small refund on the policy which runs to January (the agent had to get manager/underwriter approval due to the value, so I was expecting quite a large number!).
I have very little faith in what is actually covered however, particularly after reading the above, so I'll be checking the details carefully and will most likely get a specific camper/motorhome policy come renewal, if not before, once I've managed to get a tracker fitted (which they all seem to want except for Admiral). For the time being I at least have what is legally required to drive the vehicle.
It seems the California is in a very odd insurance segment, because it comes up on all their systems as a car, and all the specific camper places are expecting a conversion which of course it isn't. The likes of Adrian Flux wanted in excess of £2k! I can see why there are a lot of questions about insurance, it's a minefield.
I saved the chat discussion with LV regarding insuring my Ocean with them on our LV multicar policy :There have been a few cases of cheap quotes from LV and it materialised that the policy was for a car/van not a Campervan/Motorhome . Yes, New for Old if you were involved in a vehicle accident but not for “ Camping “ accidents.
LV do have a Campervan/Motorhome Policy but would seem that sometimes the call handler gets it wrong.
Pretty similar experience here...A sample of my quotes, and all with the same info provided:
- Comfort £1,100
- Sheila’s wheels £1,460
- C&MC £1,240
- Admiral £770
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