Hi Borris. Gap insurance was the difference between what was paid for the vehicle and current value. Admittedly would put me back to start with a second hand vehicle. I found that I didn't get the same level of afterservice as I would with a new vehicle, always got that annoying 'well you didn't buy it new' attitude. You probably have a more Professional dealer.
When changing vehicles it was going to be a third owned vehicle which wasn't seen as desirable when trading in. Plus the warranty runs out sooner.
I was also concerned about the Cali parts having being repeatedly demo'd causing wear & tear beyond normal levels. Probably the deciding factor for me in this purchase.
Nothing major but added together I go for new.
Now if the 20% VAT was being saved I'd join the queue or in other words it all depends on the deal.
Interesting points.
I accept that some people prefer to buy new. You have obviously had a bad experience with second hand so I fully accept and understand your viewpoint. I have purchased new on numerous occasions in the past when I couldn't find what I was looking for as nearly new. In the end it comes down to personel choice.
However for me at least, the two main factors when buying any car will always be price and condition. As you know, one of the ways of saving a considerable amount of cash and still get a vehicle in as new condition is to buy a preregistered or ex demo. We placed the deposit on our latest T6 Beach when it was brand new and unregistered and collected it three months later after the dealer had had it on their books as a demonstrator. It then had 171 miles on the clock, was in mint condition and with 15%+ discount, it saved me £thousands. I admit that we were lucky with the mileage but we had agreed a maximum limit on mileage of 1000 miles. Many pre-reg vehicles have only delivery mileage.
My experience of buying pre-registered or ex demo vehicles is that if there were any faults or damage they usually put it right without question. They know you will walk if they don't. If they refuse it isn't the right vehicle or dealer.
Whilst I concede that it is not strictly GAP insurance the Insurance included as a feature of the vehicle insurance policy obtained via the Caravan Club excepts that this ex demo vehicle was new and accordingly will replace it with an identical brand new one if stolen or written off within the first 24 months. This isn't an isolated case as we obtained exactly the same benefits on another Cali that we own, bought under almost identical circumstances in 2015.
With the exception of having three months less warrantee there have been no disadvantages at all. The vehicle also qualified for the very cheap 2 year warrantee extension on new vehicles to take it up to 4 years 9months.
Having purchased many cars over the years, both brand new and second hand I can't say that I have ever noticed any difference in aftersales service. If I had, I would have had words and taken my custom elsewhere. IMO a car is a car, whether purchased new or second hand. A reputable garage should treat every customer in the same way whether you buy new or second hand.
Sorry to query your opinion. I was just curious to find out if there was an aspect that I hadn't considered.
Best wishes