I have also come up against resistance to insuring our new Beach but only from one organisation. I have been insured through the Caravan and Motorhome club for the last four years. When I rang up last week to get a quote for our new Beach, the MPV issue came up. They said that if the V5 (when it turns up), says MPV then they, Devitt Insurance, won't be able to insure it. I then pointed out that they have insured our previous Beach for the last three and a half years and that the new van is to all intent and purpose, exactly the same. At that point the underwriters were brought into the conversation. The net result is that I have to sent them photos of the new van. This is the only thing that has slightly irked me about this issue. They are an insurance company whose business it is to insure vehicles. Why do they need photos? They should know what a California Beach is! It isn't as if they are a new design that has never been seen on our shores before. Anyway, I will send them some photos and see what transpires. If they don't want the business there are others that do.
As for the MPV designation, well so what! The DVLA can call it what they want as far as I'm concerned just so long as it doesn't restrict my use of it. Actually, calling it an MPV enhances it's flexibility as places such as seaside promenades and new built housing developments that have restrictions preventing Motorhomes and Campervans will now find it more difficult to enforce their rulings. After all half the country now own an MPV of some description or other and they don't have such restrictions.