Okay [sigh], how exactly then does reduced wheel spin contribute to maintaining lateral grip (which was the sole issue I was talking about in my post)? Please explain it to to me in simple terms that an un-knowledgeable person like me can comprehend, because I'm just stuck with the laws of physics (plus a lot of formal training and experience driving various types of 4WD vehicles on and off road in five continents) but I obviously don't have access to this higher body of transcendental but non-specific wisdom you seem to be invoking.
Maybe though it would help if I re-stated my point: 4WD/AWD/diff locks/whatever have, of themselves, no effect whatsoever on the ability of a tyre to maintain lateral grip (and hence stop the vehicle sliding sideways off the road into the scenery). Or, by the way, to stop you any more quickly than 2WD. The more balanced traction of 4WD can allow you to accelerate more quickly out of a corner on a loose or slick surface, but that's a performance advantage, not a safety one. My issue is that I believe the motor industry has imputed a safety advantage for their expensive, heavy 4WD options which is not justified.
The OP asked if 4WD is 'worth it'. And I'm saying yes, if extra performance - under certain conditions not typically encountered on a UK public road, or the ability to get out of very muddy fields or up a slipway, is something you want/need (in which case don't bother through unless you've looked at tyre choice first) , but not on grounds of enhanced safety, which is generally illusory.